Micro & Start-up Business Unit

Stream 1
Micro & Start up Business Unit

Streams 1 focuses mainly on developing and providing various support services that caters for micro and start-up businesses. Part of that assistance is supporting accomplishments, identifying strengths and overcoming weaknesses in specific areas of each enterprise. This assistance starts with a two (2) week training on financial literacy that focuses on areas such as: Validation of Business Ideas, assessing individual businesses Strengths, Weaknesses, Opportunities & Threats Analysis (SWOT), realizing their Competitive Advantage, compiling their Marketing plans, Project costing, Cash flow projections, Record keeping, Starting a Business, Risk management, Action Plan and developing their Business Canvas.

Tier 1 financing
Green Business Support Credit Scheme.

The Green Business Support Credit (GBSC) – was designed to address the need and issues voiced by clients during our road shows and consultations. Majority of these clients are not eligible to access finance with financial institutions unless they meet their lending criteria’s as well as collateral for any loan advance. SBH provides a stepping stone to allow micro and start up businesses to access finance from within the GBSC Scheme, while at the same time develop records with the financial institutions for them to graduate into in the next phase of the scheme which is Tier 2.

Facilities under the GBSC starts from $5,000-$10,000, which is secured by micro insurance housed internally at SBH. The micro-finance was also established to address the issue of guarantors which has always been the issue brought up during these consultations.

Tier 2 financing
Business Loan Guarantee Scheme (100%)

It is one of the aims of the organization that clients that have graduated out of the GBSC will enter this Scheme should there be a need by their respective businesses. The loans will be processed by the Financial Institutions (Samoa Commercial Bank, Bank South Pacific, National Bank of Samoa, ANZ Bank and the Development Bank of Samoa) whilst SBH guarantees hundred percent.

In terms of collateral, clients will have the option to submit two (2) personal guarantors, CM over an asset or debt insurance.

The pre-requisite for both tier financing will be the Financial Literacy training conducted by SBH. Other services that are available under these two tier financing will be advisory which focuses on strategizing for the success and growth of a business and cohort participation to ensure that they receive assistance on a professional and timely manner.


We are located in Apia at the Sanalele Complex


Sanalele Complex, Apia, Samoa


685 8422770



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